We have a loan program that is right for you. 

Making Home Buying Affordable

Conforming Loans

Fannie Mae and Freddie Mac

A conforming loan is a conventional mortgage that is equal to or less than the dollar amount established by the conforming-loan limits set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. For borrowers with excellent credit, conforming loans are advantageous due to the low interest rates affixed to them.

Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process. We believe that people, and our relationship that we build with them, are essential to our continued success!

Jumbo Loans

Sky is the Limit

In the United States, a jumbo mortgage is a mortgage loan in an amount above conventional conforming loan limits.


Easy Qualification, Little Money Down

FHA (Federal Housing Authority) loans are government insured loans designed to give people with less than outstanding credentials the opportunity to own a home. At Fidelity we meet the government minimum standards unlike many big banks. Our minimum FICO® score is 530 for this product.  With approved credit we require as little as 3.5% down. 

VA Loans

We understand the sacrifice that veterans and their families make. Please give us the privilege of assisting you in your home buying process.

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA).  This program is for U.S. military veterans and surviving spouses.

Construction Loans

Live How You See Fit

A construction loan is any loan where the proceeds are used to finance construction of any kind.


Opportunity Exists

A refinance is a loan obtained on a property that pays off its existing mortgage. May also be used to receive cash from the equity in your home or consolidate all your debt. You can refinance your current mortgage with one of our many loan options to find even more fantastic loan options, and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced Mortgage Consultant

Reverse Mortgages

Freedom to Thrive

A reverse mortgage is a loan for seniors age 62 and older. We offer Home Equity Conversion Mortgage (HECM) reverse mortgage loans that are insured by the Federal Housing Administration (FHA) and non FHA reverse mortgages that allow our senior homeowner’s to convert their home equity into cash with no monthly mortgage payments

Specialized Programs

Progressive, Fair, Opportunity

  • 12-24 Months Bank Statement Programs for Self Employed borrowers
  • As low as 500 credit score (FICO®) products available
  • One day out of bankruptcy, foreclosure, and short-sale
  • Asset depletion programs for non-owner occupied subject properties
  • Manufactured home financing available
  • Foreign National Programs

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4365 Northlake Blvd
Palm Beach Gardens, FL 33410-6253


8040 Hosbrook Road Suite #450

Cincinnati, OH 45236-2946

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Corporate Office: 561.508.8755 | Fax: 877.388.2363

4365 Northlake Blvd, Palm Beach Gardens, Florida 33410-6253

NMLS 1249466, AL License 22427, FL Licenses MLD1519, OH License MB.804263.000, TN License 135318

Cincinnati Branch NMLS 1623306, License's: AL  22427.001, OH MB.804263.001-BR, TN 135318-101


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