We have a loan program that is right for you.
Making Home Buying Affordable
Fannie Mae and Freddie Mac
A conforming loan is a conventional mortgage that is equal to or less than the dollar amount established by the conforming-loan limits set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. For borrowers with excellent credit, conforming loans are advantageous due to the low interest rates affixed to them.
Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process. We believe that people, and our relationship that we build with them, are essential to our continued success!
Sky is the Limit
In the United States, a jumbo mortgage is a mortgage loan in an amount above conventional conforming loan limits.
Easy Qualification, Little Money Down
FHA (Federal Housing Authority) loans are government insured loans designed to give people with less than outstanding credentials the opportunity to own a home. At Fidelity we meet the government minimum standards unlike many big banks. Our minimum FICO® score is 530 for this product. With approved credit we require as little as 3.5% down.
We understand the sacrifice that veterans and their families make. Please give us the privilege of assisting you in your home buying process.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). This program is for U.S. military veterans and surviving spouses.
Live How You See Fit
A construction loan is any loan where the proceeds are used to finance construction of any kind.
A refinance is a loan obtained on a property that pays off its existing mortgage. May also be used to receive cash from the equity in your home or consolidate all your debt. You can refinance your current mortgage with one of our many loan options to find even more fantastic loan options, and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced Mortgage Consultant
Freedom to Thrive
Progressive, Fair, Opportunity
- 12-24 Months Bank Statement Programs for Self Employed borrowers
- As low as 500 credit score (FICO®) products available
- One day out of bankruptcy, foreclosure, and short-sale
- Asset depletion programs for non-owner occupied subject properties
- Manufactured home financing available
- Foreign National Programs
4365 Northlake Blvd
Palm Beach Gardens, FL 33410-6253
8040 Hosbrook Road Suite #450
Cincinnati, OH 45236-2946